My family has a special place in my heart

My family has a special place in my heart.

I think of my family with love and gratitude.

I am grateful to be me

I am grateful to be me.

Miracles happen to me throughout my life.

Financial Freedom?! All In Our Minds!

Financial freedom is a much talked about issue of our times. Millions of people are on the lookout for financial freedom. What is real financial freedom? Can we really get it or is it just a theoretical idea?

Well, you would be wrong if you thought that I am going to tell you about how to make more money. What I am going to tell you may not be about making money at all.

It's all in the mind

The essential idea of financial freedom is not about money-making in the least. The idea of financial freedom is all in the mind. It is your attitude towards the amount of money you have. Some people are very happy with little money and some are not, even with loads of it.

Money may buy you the ingredients of a happy life, but it cannot buy you happiness, for sure. It may buy you a house, but not the attribute that go behind making a house a house. Sounds complicated? Well it is not. If I were you, I would not only set a financial goal, but also see that what good it is doing to me.

Do your own thing

For some people it is a bad idea to earn more money or even save it, for that matter.

Some others feel that it is not proper to be spending on oneself or even give out money on charity. What I feel is there isn't a hard and fast rule to these things. Financial freedom is ideally the freedom of the mind, the freedom to make one's own choices. I would put here one of my favorite Charles Wesley quotes to make it clearer to you - "Earn all you can, save all you can, give all you can". Well, that's what I call financial freedom.

Avoid "bad" debts

I would share with you another secret of gaining financial freedom - always stay out of debt. It hampers your financial freedom the most. When you borrow money, your lender obtains the freedom of it and you lose it. Most people fail to realize this. I did not want to get into debt, so I drove an old car. Even though it wasn't quite a looker, it saved me from running into debts. I consider myself financially free because apart from my house loan, I have no other debt to repay.

Be patient

Always wait a while before fulfilling your desires. We buy things in a hurry, thinking it will make us happy, but in this way we put ourselves into financial constraints which only make us unhappier in the long run. Rather if we wait for something, till we can actually afford it, which will bring us more pleasure. Because there will be no financial problems to handle after that.

Get organized

Better management is another watchword to financial freedom. Most of us earn enough to sustain ourselves. So the best way to go about it is setting up a personal budget. This will be more disciplined as far as expenses are concerned. At the end you will find you have money left even to indulge in little things that you always wanted to do.

Take out time to think about your mental set up towards the idea of money. All you might need is to change your thinking a bit and you never know - it may show you the path to real financial freedom!

The Dummies Guide To Financial Freedom -Dedicated to help you make money online and achieve financial freedom online.


Feed Shark

The love from my heart flows joyously through my body

The love from my heart flows joyously through my body.

Financial Freedom For All

Have you been living for the day and been happy about it? Do you think that someday you will pay down your loans and make it all even? Or the plans of early retirement are a far cry for you?

Well, if you think that everything will turn out to be fine for you, by God's grace, I am afraid you are wrong my friend. If you've always wanted to make it big someday, you have to work on it from today! It is not one of those things that happen on its own.

If you thought that for millionaires it just happened one fine day, like a miracle, you are wrong again.

People, who made it big, had their financial goals set from before. They had to work their way to it. They did not just get lucky suddenly. They did it on their own.

The first step towards achieving financial freedom is fixing up the day when you plan to reach your financial freedom. Let us call it the financial freedom day. This will give you the ability to have a foresight.

Your financial future

Your foresight will help you figure out what you may expect in your near future. Always remember, that unless you have a fixed vision in mind, you will not know what to do next. People without vision sail aimlessly like a ship that has no rudders to it, towards the desired destination.

Your visions should have the following attributes to keep you moving. They should be:

-Interesting enough to trigger your action
-Within the limits of reality, so that you can achieve them
-Ethical enough so that you don't have to give up your values
-And along with all these you should also be able to think limitlessly. You should never think that you may fail in your attempt.

Your financial freedom day

There will be a day when you reach your financial freedom-lets call it your financial freedom day. It will help you set your future goals, if you decide your own financial freedom day. The three things that you need to figure out before setting your day are:

-Interesting enough to trigger your action
-Your monthly income
-The net value of your assets like investments, stocks, real estate etc.
-The particular day, month and year, when you intend to be financially free.

If you are writing these down in numbers, I can well understand that this is getting a little daunting for you. It would have been different if you would have had an income of $30,000 a month and a net value of $3 million at 50 years of age. But when you are 40 years old with a current cash flow of $35,000 and $20,000 in debt, then it would seem a little difficult.

However, don't worry. If you decide on the following five things beforehand, the gap between the present and future would become easy to bridge-

-Your current financial status
-Your financial goals
-People who will help you reach your goals
-Financial activities or steps that you will take
-Your mental set up or level of motivation

Take small steps at a time. Don't rush things in the beginning. Take the help of a guide if need be.

Little failures that come in your way should not daunt you. Treat them as lessons that will help you reach your goal. I can assure you that with the right kind of knowledge, motivation and action, the big day of your financial freedom is not far away.